Are most Australians really ‘doing it tough’? In response to the widely-held notion that we are all suffering from cost of living pressures, CPD fellow Ian … more
Insight | Budget 2011

CPD authors find a lot of blinkered thinking in the race to a surplus. Here’s what you will find in the Budget 2011 edition of InSight. more
Reforming Australia’s hidden welfare state: Tax expenditures as welfare for the rich
One of Australia’s least fair and least effective forms of public investment is still growing like topsy. In this paper for the Centre for Policy Development Dr Ben Spies-Butcher and Adam Stebbing uncover Australia’s hidden welfare state. more
You can see a lot by just looking: Understanding human judgement in financial decision-making
In this paper CPD fellow Ian McAuley outlines the main implications of behavioural economics for financial decision-making, breaking down the myth that market participants are always rational decision-makers who act to maximise their own best interests. more
Australia’s Fiscal Straightjacket
In his new discussion paper for the Centre for Policy Development, Fred Argy demolishes eight myths underpinning what currently passes for “fiscal conservatism” in Australia. The view that neither taxes nor public debt levels should ever increase is lazy and timid policy, not good governance, writes Argy. more

Ian McAuley | A Glimmer of Vision to a Close Horizon
Is the surplus fetish distracting the Government from the real economic challenges? Ian McAuley finds glimpses of Labor values in an otherwise short-sighted budget. … more
Is Coalition Economic Policy A Nauru Solution?
How did a gathering of professional economists rate the policies of the two major parties? And how does the Coalition’s rhetoric about economic management sit against its record? Ian McAuley reports from the Australian Economic Forum At about the mid-point of the election campaign I was at the Australian Economic Forum – a gathering of professional economists from corporations, government departments and universities. We heard Nobel Laureate Joseph Stiglitz, former chief economist of the World … more
What About Doing Something About Equal Pay?
Women voters are a hot topic this election campaign – so why isn’t there more talk about equal pay, asks Kath McDermott The Coalition is unfortunately correct in the assumption in its parental leave policy that women’s earnings will be lower than men’s. It should not be comfortable with that assumption, having had, after all, 11 years in Government to do something about it. Trend data on the gap between women’s and men’s earnings shows … more
What Will The CPI Tell Us About Interest Rates?
The CPI will be released this week but Ian McAuley isn’t confident that the announcement will be accompanied by rational debate on interest rates Next week there will be release of the CPI which will as usual stir up debate on interest rates. Already Tony Abbott is claiming that interest rates will always be higher under a Labor government – a superbly non-refutable statement. In fact, real interest rates are sitting right about where they … more
Superannuation Changes Fail Fairness Test
The government’s announced reforms to the tax concession further undermines the potential of superannuation to significantly contribute to either the assets available to workers when they retire or the fiscal sustainability of the Budget as the population ages. Currently, the super tax concessions reduce tax revenue by 2 percent of GDP ($24 billion) per year, but superannuation is only projected to reduce public spending on the aged pension by 0.2 percent of GDP in 2050. … more
What we failed to learn from the GFC
Over the twelve months to March 2009 another 13,600 BMWs and another 700 Porsches appeared on Australia’s roads. By the end of 2009 the Australian stock market had risen 45 percent off its low point, house prices were rising, and the unemployment rate was starting to fall. Australia missed out on much of the GFC fun enjoyed in other, bigger countries. But for the $900 checks from the Tax Office, and the new construction at … more
Flat tax champions dodge the hard issues
The Liberal Party report into tax reform, commissioned from economist Henry Ergas, has been sitting with the Shadow Cabinet for about a year. Perhaps they doubt the electoral appeal of the ‘flat tax’ plan it outlines for personal income tax. Australia’s current system of personal income tax is highly progressive. That means that the rate of tax increases as a person’s income increases. It is based on capacity to pay – those with more not … more
Risk and the financial system – time for a People’s Bank? At least it’s time for review
The recent letter by six economists, of whom I was one, calling for a new inquiry into the financial system, raised a number of issues. Many of them turn on the question of how, if at all, the government should guarantee the viability of financial institutions. Until October 2008, the system was carefully ambiguous. Governments and the Reserve Bank implicitly assured both the general public and wholesale lenders that our major banks are completely safe, … more
Welfare for the rich? How tax breaks are transforming Australia’s Welfare State
CPD Fellow, Ben Spies-Butcher considers how tax breaks are transforming Australia’s welfare. Are these new forms of social security promoting self-reliance or more welfare for the rich? Over the past 30 years Australian Governments have increasingly moved away from creating new social security payments, but have instead funded new forms of social security through the tax system. These benefits are said to increase self-reliance and choice, but they are far less equitable, transparent or accountable … more
