Are most Australians really ‘doing it tough’? In response to the widely-held notion that we are all suffering from cost of living pressures, CPD fellow Ian … more
Insight | Budget 2011
CPD authors find a lot of blinkered thinking in the race to a surplus. Here’s what you will find in the Budget 2011 edition of InSight. more
Reforming Australia’s hidden welfare state: Tax expenditures as welfare for the rich
One of Australia’s least fair and least effective forms of public investment is still growing like topsy. In this paper for the Centre for Policy Development Dr Ben Spies-Butcher and Adam Stebbing uncover Australia’s hidden welfare state. more
You can see a lot by just looking: Understanding human judgement in financial decision-making
In this paper CPD fellow Ian McAuley outlines the main implications of behavioural economics for financial decision-making, breaking down the myth that market participants are always rational decision-makers who act to maximise their own best interests. more
Australia’s Fiscal Straightjacket
In his new discussion paper for the Centre for Policy Development, Fred Argy demolishes eight myths underpinning what currently passes for “fiscal conservatism” in Australia. The view that neither taxes nor public debt levels should ever increase is lazy and timid policy, not good governance, writes Argy. more
Freeing public policy from the fiscal straightjacket
When Australians are asked whether they would prefer tax cuts or more spending on health and education, the message is clear: invest in services. When economists and business people are asked about the challenges facing our economy, the answer is consistent: lack of investment in skills and infrastructure. But in last week’s debate, Peter Costello and Wayne Swan shared a different set of priorities: what voters want and what the economy needs is lower tax … more
Unsustainable debt: Australia’s own subprime crisis
Australians are addicted to debt but we can’t afford to keep borrowing at current levels forever. A new report by a leading economist has found that in just 18 months time we may be spending as much of the national income on interest payments as we were in 1990 – when interest rates were at 17 per cent. The report also finds that Australian households are now poorer after interest payments than they were in … more
The risk society
It’s October 2007, and Newcastle has just been hit by another massive storm. As the flood waters recede, politicians from all sides line up to give their condolences – but in a break from tradition, they fail to announce any financial assistance for the flood victims. “Natural disasters are a part of life” says Prime Minister Howard, “we expect responsible families to plan ahead for this kind of thing”. Premier Iemma echoes the sentiment: “the … more
Reality Check | 1-2pm Friday 27th April | Sydney
Is Australia’s economy as healthy as it seems? The Centre for Policy Development invites three experts to examine the risk factors: carbon addiction, chronic overwork and a decade-long debt binge. Join Ian Dunlop, Dr John Buchanan and Dr Steve Keen as they don their stethoscopes, diagnose the diseases and scribble out some prescriptions for lasting economic health. But will Australia’s political parties take their medicine? Date: Friday April 27th Time: 1-2pm Venue: UTS Haymarket Campus, … more
Debt Freedom Day Report 2007
February 25th was Debt Freedom Day for 2007: the day Australia had earned enough income to fund the annual interest on its loans. The good news is that the day has finally arrived. The bad news is that it has been so long in coming. Except for a brief fall in 2000, when official interest rates were cut as the GST was introduced, the date of debt freedom has been steadily receding since 1997. Then, … more
REAL WORLD ECONOMICS: Competition and Cohesion
Introduction Economic policy is likely to remain the central policy concern, notwithstanding terrorism, climate change and family values. Some commentators, who are already comfortably off, may argue that further economic growth will not result in a commensurate increase in well-being, but even they must acknowledge that it is difficult to maintain well-being and a fair distribution of incomes in a depressed economy. Judging by their behaviour, most people want further material gains, while the capacity … more